“In 2008, the house of cards collapsed. Mortgages were sold to people who couldn’t afford or understand them. Banks made huge bets and bonuses with other people’s money. It was a crisis that cost us more than eight million jobs and plunged our economy and the world into a crisis from which we are still fighting to recover.”                                                                                                                     President Barack Obama 

State of the Union Address, 01/24/2012